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TSB - Spend & Save
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.07
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
Free for lost or stolen cheques, otherwise there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
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Revolut - Metal
General account infoi
Maintaining the account
£14.99 per month
A monthly charge of £14.99 applies, £140 per year if paid annually.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£40
1 free Metal card, any additional Metal cards are charge at £40.00 per card.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £800
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
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The Co-operative Bank - Everyday Extra + Everyday Rewards
General account infoi
Maintaining the account
£15 per month
Minimum monthly deposit
The minimum monthly deposit required is £800.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
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NatWest - Foundation Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
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Monese - Monese Classic
General account infoi
Maintaining the account
£5.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£4.95
£4.95 fee for second physical card and card replacement if lost, stolen or expired.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £500
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Cash Top ups
- £500 FREE monthly
- Once Cash top-up allowance is exceeded: 3.5% per Transaction
To see a full list of features and benefits, visit the provider's website.
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Nationwide Building Society - FlexOne
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
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AIB (NI) - Student+ Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
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Bank of Scotland - Vantage Classic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
To receive credit interest a minimum monthly deposit of £1000 is required, the account must be kept in credit and two different Direct Debits must be paid from the account each calendar month.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
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Lloyds Bank - Basic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
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TSB - Under 19s Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
Free for lost or stolen cheques, otherwise there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
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Ulster Bank - U First Private Account Ex/C
General account infoi
Maintaining the account
£26 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
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Investec Bank - Voyage
General account infoi
Maintaining the account
£41.66 per month
There is an annual charge of £500 (equivalent to £41.66 per month). The first year's fee will be deducted 30 days after the account is opened.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
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Bank of Scotland Private Banking - Flexible Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.33
- Example - £500 overdrawn for 30 days
- £5.74
- Example - £500 overdrawn for 60 days
- £11.48
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
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Cumberland - Day2Day (24+)
General account infoi
Maintaining the account
£0 per month
There is no monthly charge. A default monthly charge of £2.00 will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period.
Minimum monthly deposit
The minimum monthly deposit is £200 for those 24 and over. A default monthly charge will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period. There is no monthly funding requirement for those 23 and under.
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £3.00 per item; fees subject to a maximum of £27.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
Replacement lost card and PIN at the same time is £7.50. Replacement card or PIN on their own is £5.00.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £12 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £60
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no fee to cancel a cheque.
- Cheque book - £5 per cheque book.
To see a full list of features and benefits, visit the provider's website.
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TSB - Cash Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Barclays - Bank Account
General account infoi
Maintaining the account
£0 per month
There is no monthly charge for this account. However other insurance packs and Blue Rewards scheme are available with a monthly charge payable up to £22.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.88
- Example - £500 overdrawn for 30 days
- £12.45
- Example - £500 overdrawn for 60 days
- £25.21
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
There is no debit card replacement fee. A temporary debit card would cost £12 and a personalised debit card £10.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£12.50
To see a full list of features and benefits, visit the provider's website.
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Danske Bank - Danske Discovery (11-17 yrs)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
To see a full list of features and benefits, visit the provider's website.
-
Ulster Bank - Select Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Student Bank Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Santander - 123 Mini Current Account (0-12) Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Barclays - Student Additions
General account infoi
Maintaining the account
£0 per month
There is no monthly charge for this account. However other insurance packs and Blue Rewards scheme are available with a monthly charge payable up to £22.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
No debit card replacement fee. A temporary debit card would cost £12 and a personalised debit card £10.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£12.50
- Replacement or additional PINsentry card reader £6.
To see a full list of features and benefits, visit the provider's website.
-
Citi - Citigold Current Account
General account infoi
Maintaining the account
£0 per month
The account is available free if the customer either: - maintains an average monthly balance of £150,000 across all savings and investments with Citi in the UK (or currency equivalent). - has an account with Citi International Personal Bank in London or Jersey. - is a Citigold Private Client. If none of these criteria are met, a default monthly charge of £75.00 will apply.
Minimum monthly deposit
To be eligible for the interest free overdraft a minimum of £50 must be credited to the account per month, if this monthly minimum is not met, the interest free overdraft will be removed and interest will be charged at the unarranged overdraft rate. The account is available free if the customer maintains an average monthly balance of £150,000 across all savings and investments with Citi in the UK (or currency equivalent), or holds an account with Citibank International Personal Bank Account in London or Jersey or is a Citigold Private Client.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £25.00 per item; fees subject to a maximum of 4 items per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Nationwide Building Society - FlexPlus
General account infoi
Maintaining the account
£13 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.37
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £15
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Reward
General account infoi
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £4 in Rewards a minimum of 2 Direct Debits of at least £2 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Revolut - Ultra
General account infoi
Maintaining the account
£45 per month
A monthly charge of £45.00 applies, £540 per year if paid annually.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£40
2 free cards (only one can be Ultra), any Metal cards are charge at £40.00 per card.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £2,000
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Suits Me - Suits Me Premium Plus
General account infoi
Maintaining the account
£9.97 per month
There is a monthly account management fee of £9.97.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
A fee of £0.50 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£5
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.18 / £3.26
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.25
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.43 / £3.79
Learn more?
Paymentsi
Direct debit
£0.50
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Additional card fee £5.00
- Account to account transfer £0.50
- PayPoint load fee £0.80 plus 2.6%
- ATM balance enquiry £0.24
- Direct Debit Collection Fee £0.50
- Unpaid Direct Debit fee £0.50
To see a full list of features and benefits, visit the provider's website.
-
Nationwide Building Society - FlexStudent
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
The Co-operative Bank - Current Account + Everyday Rewards
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
The minimum monthly deposit required is £800.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
-
The Co-operative Bank - Everyday Extra
General account infoi
Maintaining the account
£15 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
-
Virgin Money - M Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
The Co-operative Bank - Current Account (16/17 yrs)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Premier Select Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Cumberland - Day2Day (13-23)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £3.00 per item; fees subject to a maximum of £27.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
Replacement lost card and PIN at the same time is £7.50. Replacement card or PIN on their own is £5.00.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £12 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £60
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no fee to cancel a cheque.
- Cheque book - £5 per cheque book.
To see a full list of features and benefits, visit the provider's website.
-
Cashplus Bank - Deluxe
General account infoi
Maintaining the account
£9.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£5.95
Replacement fee
£5.95
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £15
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Paying in with Cash at UK Post Offices - 0.5% (£3 minimum) fee will apply to the total amount paid in.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank Private Banking - Club Lloyds Mayfair Current Account
General account infoi
Maintaining the account
£0 per month
The Mayfair Private Banking Service Relationship fee and Club Lloyds monthly fee are waived for this current account, however if a Mayfair High Interest Cheque Account or Club Lloyds Mayfair High Interest Cheque Account are also held a Relationship fee of £300 per annum (£25 per month) will be payable. The Relationship fee is also waived if the client also subscribed to the Mayfair Asset Management Service prior to 1st June 2019.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Premier Reward
General account infoi
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another RBS current account or savings account that is held by the customer. If this condition is not met, RBS may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Nationwide Building Society - FlexGraduate (3 year course) Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
The Co-operative Bank - Current Account + Everyday Rewards (16/17 yrs)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
The minimum monthly deposit required is £800.
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
-
Bank of Ireland (NI) - 3rd Level Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£8
- Extra statements, more than one a month are £1 each.
- For CHAPS payments into the account there is charge of £5.
To see a full list of features and benefits, visit the provider's website.
-
TSB - Graduate Bank Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
Free for lost or stolen cheques, otherwise there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
The Co-operative Bank - Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
-
Halifax - Ultimate Reward Current Account + Reward Extras
General account infoi
Maintaining the account
£17 per month
There is a monthly fee of £17.00 each month.
Minimum monthly deposit
The monthly minimum deposit required is £1500. Customers can chose to receive a monthly payment of £5.00 or one of the following lifestyle rewards by actively selecting Reward Extras: 3 selected digital magazine subscriptions per month 1 cinema ticket per month to be used at selected cinemas Customers will be eligible for the offer chosen providing the account is credited with a minimum of £1,500 per month, remains in credit throughout the previous month and EITHER at least £500 is spent using the account's debit card OR the account balance is kept at £5,000 or above. The offer and monthly reward that is chosen is fixed for 12 months and cannot be changed during this time. Customers must actively re-select the offer at the end of the 12 months. Terms and conditions may apply.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Basic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Danske Bank - Danske Choice
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £27.98
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £4.50 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£6
Debit card replacement fee is £6.00 when ordered in a branch or by calling Customer Direct. If ordered via eBanking or mobile app the charge is £4.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
To see a full list of features and benefits, visit the provider's website.
-
Halifax - Basic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Suits Me - Suits Me Essential
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
A fee of £5.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£5
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.50
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.50 / £3.50
Learn more?
Paymentsi
Direct debit
£2
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £1.49
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Additional card fee £5.00
- Account to account transfer £1.00
- PayPoint load fee £2.30 plus 2.6%
- Electronic payments in (Faster Payments, BACS, CHAPS) £1.25
- ATM balance enquiry £0.50
- Standing order set up fee £0.60
- Direct Debit Collection Fee £2.00
- Unpaid Direct Debit fee £5.00
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Natwest Adapt Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Monese - Monese Simple
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£4.95
Replacement fee
£9.90
£9.90 fee for second physical card and card replacement if lost, stolen or expired.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £100
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Cash Top ups - 3.5% per transaction when free allowance of £100 has been exceeded.
- Sofort top-up - £2
- 2.00% per transaction on purchases in a foreign currency other than euros, Romanian lei or Swedish krona when the free monthly allowance of £2,000 has been exceeded.
- Issuance of Virtual card is charges at 30p.
To see a full list of features and benefits, visit the provider's website.
-
The Co-operative Bank - Cashminder
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £8 / £13 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Pockit - Everyday Current Account
General account infoi
Maintaining the account
£2.49 per month
There is a monthly charge of £2.49.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
A fee of £15.00 is incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£3.99
A debit card replacement fee of £3.99 applies per card with standard delivery. Other methods of delivery are available for an additional charge.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.99
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.25
Learn more?
Paymentsi
Direct debit
£0.99
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0.99
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Additional cards are free up to maximum of 3 however there may be a delivery charge.
- Sending money to another UK bank account - £0.99
- Paying in with cash - £1.99.
- Adding money via debit card load - £1.99.
To see a full list of features and benefits, visit the provider's website.
-
Metro Bank - Cash Account (11-15)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
Unavailable
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
To see a full list of features and benefits, visit the provider's website.
-
Virgin Money - M Plus Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.75
- Example - £500 overdrawn for 30 days
- £7.51
- Example - £500 overdrawn for 60 days
- £15.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of up to £4.00 per item; fees subject to a maximum of £20.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen, for all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Metro Bank - Personal Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.84
- Example - £500 overdrawn for 30 days
- £12.18
- Example - £500 overdrawn for 60 days
- £24.35
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0.20 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
If the cheque is lost or stolen there is no charge to cancel. In other circumstances, the reason for cancelling is established and the customer may be charged £10 to cancel.
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Classic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Reward
General account infoi
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £4 in Rewards a minimum of 2 Direct Debits of at least £2 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another RBS current account or savings account that is held by the customer. If this condition is not met, RBS may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Santander - Santander Edge Up
General account infoi
Maintaining the account
£5 per month
Minimum monthly deposit
To receive credit interest a minimum monthly deposit of £1500 is required and two active Direct Debits must be set up on the account.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.27
- Example - £500 overdrawn for 30 days
- £14.01
- Example - £500 overdrawn for 60 days
- £28.12
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Under 19s Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Graduate Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Cynergy Bank - Personal Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £6
Sending money outside the UK
- European transfer / Worldwide transfer
- £6
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Vantage Platinum Account
General account infoi
Maintaining the account
£21 per month
21.00 If £4,300 or more is paid in during the month into a sole bank account, or £5,500 or more if the account is a joint account, or if savings of £75,000 or more are held in qualifying accounts with the Bank for the whole month, a £5 discount on the monthly charge will apply. The discount will be applied in the following month after the month in which the customer qualifies e.g. if the customer qualifies in December, the discount will apply in January. Terms and conditions apply.
Minimum monthly deposit
To receive credit interest a minimum monthly deposit of £1000 is required, the account must be kept in credit and two different Direct Debits must be paid from the account each calendar month.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank Private Banking - Club Lloyds Private Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.33
- Example - £500 overdrawn for 30 days
- £5.74
- Example - £500 overdrawn for 60 days
- £11.48
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Investec Bank - Private Bank Account
General account infoi
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.27
- Example - £500 overdrawn for 30 days
- £5.45
- Example - £500 overdrawn for 60 days
- £10.95
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Nationwide Building Society - FlexGraduate (2 year course) Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Silver Account
General account infoi
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Smart Start Spending Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Santander - Santander Edge
General account infoi
Maintaining the account
£3 per month
Minimum monthly deposit
Santander requires a monthly deposit of £500.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.27
- Example - £500 overdrawn for 30 days
- £14.01
- Example - £500 overdrawn for 60 days
- £28.12
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Club Lloyds Silver Account
General account infoi
Maintaining the account
£10 per month
A monthly charge of £10.00 is payable. If the minimum monthly deposit is not made, a default monthly fee of £3.00 will be charged. If £4,300 or more is paid in during the month into a sole bank account, or £5,500 or more if the account is a joint account, or if savings of £75,000 or more are held in qualifying accounts with the Bank for the whole month, a £2 discount on the monthly charge will apply. The discount will be applied in the following month after the month in which the customer qualifies e.g. if the customer qualifies in December, the discount will apply in January. Terms and conditions apply.
Minimum monthly deposit
The minimum monthly deposit is £2000.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.04
- Example - £500 overdrawn for 30 days
- £8.94
- Example - £500 overdrawn for 60 days
- £17.98
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
AIB (NI) - Student Account (12-18)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Learn more?
Paymentsi
Direct debit
Unavailable
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Basic Bank Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Classic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
The Co-operative Bank - Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
0 however the account must be funded the customer's student loan or other funding.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Select Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Advance
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.10
- Example - £500 overdrawn for 30 days
- £13.29
- Example - £500 overdrawn for 60 days
- £26.59
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Nationwide Building Society - FlexBasic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Vantage Silver Account
General account infoi
Maintaining the account
£10 per month
10.00 If £4,300 or more is paid in during the month into a sole bank account, or £5,500 or more if the account is a joint account, or if savings of £75,000 or more are held in qualifying accounts with the Bank for the whole month, a £2 discount on the monthly charge will apply. The discount will be applied in the following month after the month in which the customer qualifies e.g. if the customer qualifies in December, the discount will apply in January. Terms and conditions apply.
Minimum monthly deposit
To receive credit interest a minimum monthly deposit of £1000 is required, the account must be kept in credit during the monthly billing period and two different Direct Debits must be paid from the account each calendar month.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Select Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Bank of Ireland (NI) - Basic Cash Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- For CHAPS payments into the account there is charge of £5.
To see a full list of features and benefits, visit the provider's website.
-
Ulster Bank - Graduate Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Santander - Edge Student Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Danske Bank - Danske Freedom
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £4.50 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£6
Debit card replacement fee is £6.00 when ordered in a branch or by calling Customer Direct. If ordered via eBanking or mobile app the charge is £4.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
To see a full list of features and benefits, visit the provider's website.
-
Cumberland - Plus
General account infoi
Maintaining the account
£0 per month
There is no monthly charge. A default monthly charge of £2.00 will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period.
Minimum monthly deposit
£750 must be paid into the account each month from an external source. Transfers from other personal Cumberland accounts will not count towards the monthly funding requirement, however transfers from Cumberland business accounts will count. A default monthly charge will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.44
- Example - £500 overdrawn for 30 days
- £6.16
- Example - £500 overdrawn for 60 days
- £12.32
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £3.00 per item; fees subject to a maximum of £27.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
Replacement lost card and PIN at the same time is £7.50. Replacement card or PIN on their own is £5.00.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £12 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £60
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no fee to cancel a cheque.
To see a full list of features and benefits, visit the provider's website.
-
Cater Allen - Private Bank Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0.88 / £1
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0.88 / £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £2
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
- Audit Report: £15 + VAT.
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Smart Start Spending Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Cashplus Bank - Flexiplus
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£5.95
Replacement fee
£5.95
Payment in pounds
£0
There is a fee of £0.99 per debit card transaction.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £2
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.50
Learn more?
Paymentsi
Direct debit
£0.99
Standing order
£0.99
Sending money within the UK
- BACS charge
- £0.99
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £15
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
Not applicable.
- Paying in with Cash at UK Post Offices - 0.5% (£3 minimum) fee will apply to the total amount paid in.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
To see a full list of features and benefits, visit the provider's website.
-
Bank of Ireland (NI) - Clear Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.28
- Example - £500 overdrawn for 30 days
- £14.27
- Example - £500 overdrawn for 60 days
- £28.94
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £30.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£8
- For CHAPS payments into the account there is charge of £5.
To see a full list of features and benefits, visit the provider's website.
-
Bank of Ireland (NI) - Student Account (11-19)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Extra statements, more than one a month are £1 each.
- For CHAPS payments into the account there is charge of £5.
To see a full list of features and benefits, visit the provider's website.
-
AIB (NI) - Classic Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.13
- Example - £500 overdrawn for 30 days
- £4.87
- Example - £500 overdrawn for 60 days
- £9.82
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £5.00 per item; fees subject to a maximum of 1 items per day.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
There is no charge if a replacement card is requested due to it being lost or stolen. There is a charge of £8 if a new card requested at any other time including if it is damaged or broken.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£8.50
- Unpaid cheque inwards (if a cheque is paid into the account from another bank account, then the other bank subsequently decides not to pay the cheque) - £6 fee.
To see a full list of features and benefits, visit the provider's website.
-
Halifax - Reward Current Account + Reward Extras
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
The monthly minimum deposit required is £1500. Customers can chose to receive a monthly payment of £5.00 or one of the following lifestyle rewards by actively selecting Reward Extras: 3 selected digital magazine subscriptions per month 1 cinema ticket per month to be used at selected cinemas Customers will be eligible for the offer chosen providing the account is credited with a minimum of £1,500 per month, remains in credit throughout the previous month and EITHER at least £500 is spent using the account's debit card OR the account balance is kept at £5,000 or above. The offer and monthly reward that is chosen is fixed for 12 months and cannot be changed during this time. Customers must actively re-select the offer at the end of the 12 months. Terms and conditions may apply.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Virgin Money - M Plus Account (16/17 yrs)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of up to £4.00 per item; fees subject to a maximum of £20.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen, for all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Premier Reward
General account infoi
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Santander - Everyday Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.27
- Example - £500 overdrawn for 30 days
- £14.01
- Example - £500 overdrawn for 60 days
- £28.12
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Pockit - Extra Current Account
General account infoi
Maintaining the account
£5.99 per month
There is a monthly charge of £5.99.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
A fee of £15.00 is incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£3.99
A debit card replacement fee of £3.99 applies per card with standard delivery. Other methods of delivery are available for an additional charge.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.99
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.25
Learn more?
Paymentsi
Direct debit
£0
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0.99
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Additional cards are free up to maximum of 3 however there may be a delivery charge.
- Sending money to another UK bank account - £0.99 after first transfer each month.
- There is a charge of £0.99 after the first 2 direct debits each month.
- Paying in with cash - £1.99.
- Adding money via debit card load - £1.99.
To see a full list of features and benefits, visit the provider's website.
-
thinkmoney - Current Account
General account infoi
Maintaining the account
£10.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£1
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £15 - £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Joint account monthly fee increases to £15.00
To see a full list of features and benefits, visit the provider's website.
-
Monese - Monese Premium
General account infoi
Maintaining the account
£14.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £1,500
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Cash Top ups
- £1,500 FREE monthly
- Once cash top-up allowance is exceeded: 3.5% per Transaction
To see a full list of features and benefits, visit the provider's website.
-
Bank of Ireland (NI) - Graduate Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £30.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£8
- Extra statements, more than one a month are £1 each.
- For CHAPS payments into the account there is charge of £5.
To see a full list of features and benefits, visit the provider's website.
-
Santander - 123 Mini Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Chase - Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit, however, after the initial 12 month cashback offer has ended, if the customer wishes to continue earning cashback they must deposit £1,500 into the Current Account or Saver Account per month to qualify.
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Cashplus Bank - Freedom
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£9.95
Replacement fee
£5.95
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £15
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
Not applicable.
- 9 free electronic transfers per month after that a fee of £0.99 will apply per transfer.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
- Paying in with Cash at UK Post Offices - 0.5% (£3 minimum) fee will apply to the total amount paid in.
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Reward Silver Ex/C
General account infoi
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Graduate Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Citi - Citigold Current Account (Citigold Private Client)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
To be eligible for the interest free overdraft a minimum of £50 must be credited to the account per month, if this monthly minimum is not met, the interest free overdraft will be removed and interest will be charged at the unarranged overdraft rate. To be eligible for this account one of the following criteria must be met: - an average monthly balance of £650,000 (or currency equivalent) across all savings and investments with Citi in the UK must be maintained or - the customer holds an account with Citi International Personal Bank in London or Jersey and is treated as a Citigold Private Client in relation to that account
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £25.00 per item; fees subject to a maximum of 4 items per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
TSB - Spend & Save Plus
General account infoi
Maintaining the account
£3 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.61
- Example - £500 overdrawn for 30 days
- £11.19
- Example - £500 overdrawn for 60 days
- £22.45
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
Free for lost or stolen cheques, otherwise there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Santander - Edge Graduate Current Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
credEcard - credEcardplus Account
General account infoi
Maintaining the account
£2 per month
There is a monthly account management fee of £2.00.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£10
Replacement fee
£5
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0.75
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3
Learn more?
Paymentsi
Direct debit
Unavailable
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £15
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £28
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- 10p per SMS message.
- 10p per ATM balance enquiry.
- 50p plus 2.5% per transaction value via PayPoint (max load of £249).
- 10p per SMS message for confirmation of ATM withdrawals and purchases.
- 50p card to card transfer on receiving payment.
- £3 per next day transfer request from account.
- £5 transaction revocation administration fee.
- £2 application cancellation fee.
To see a full list of features and benefits, visit the provider's website.
-
ICICI Bank UK Plc - HomeVantage Current Account
General account infoi
Maintaining the account
£0 per month
There is no monthly charge for holding the account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of between £10.00 and £15.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 / £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
To see a full list of features and benefits, visit the provider's website.
-
Halifax - Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Reward Platinum Ex/C
General account infoi
Maintaining the account
£20 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Card One Money - Current Account
General account infoi
Maintaining the account
£12.50 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£3.95
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.50
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £10
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Direct payment of funds into Billing Account via CHAPS (UK) - 50p.
- Direct payment of funds into Billing Account via GIRO slip - Free
- Payment of funds into Billing Account from outside the UK (including non UK CHAPS) - £10.00.
- Balance enquiry and alerts via mobile phone text message - 15p.
- Transfer from the Card Account to the Billing Account - £5.
- Giro Paying In Book - £3.50.
- Same Day payment outbound to nominated account via Online Banking - £7.50.
- Same Day payment outbound to nominated account via Call Centre - £10.
- Next Day Payment outbound to nominated account via Call Centre - £3.50.
- Printed Current Account Statement up to 3 months - £5.
- Printed Card Account Statement - £5.
- Collections or Administrative Letter - £5.
- Additional card - £5.
- Account management fee (primary & secondary) - £17.50.
To see a full list of features and benefits, visit the provider's website.
-
Nationwide Building Society - FlexDirect
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
A minimum of £1000 a month must be deposited into the account, to qualify for the credit interest rate (fixed for the first 12 months). No interest is paid on the whole balance if the monthly credit is not made.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.37
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £15
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Barclays - Premier Current Account
General account infoi
Maintaining the account
£0 per month
There is no monthly charge for this account. However other insurance packs, Blue Rewards and Avios Reward schemes are available with a monthly charge payable up to £22.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
There is no debit card replacement fee. A temporary debit card would cost £12. A personalised debit card is free on a Premier Current Account.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Under 19s Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
State Bank of India - Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £12.00 per item.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.25
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.25
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £25 / £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
To see a full list of features and benefits, visit the provider's website.
-
Monzo - Monzo Extra
General account infoi
Maintaining the account
£3 per month
There is a monthly charge of £3.00 to have this account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
A debit card replacement fee of £5.00 applies per card unless: at least £500 every 35 days is paid into the account and one active direct debit is on the account, or a DWP or Department for Communities payment is paid into the account every 35 days, or a student loan is paid into the account every 8 months, in which case there are 2 free card replacements in the UK. If the customer is a victim of fraud, the card is stolen or it expires then there is no charge.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £1,000
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- There is a charge of £1 for each cash deposit made at any PayPoint or Post Office branch. £5-£300 can be deposited in one transaction, maximum of £1,000 every 6 months. Terms and conditions may apply.
To see a full list of features and benefits, visit the provider's website.
-
Monzo - Monzo Perks
General account infoi
Maintaining the account
£7 per month
There is a monthly charge of £7.00 to have this account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
A debit card replacement fee of £5.00 applies per card, including if the card is lost or stolen. No fee if the card expires, is faulty or is taken by an ATM.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £1,000
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- 3 free cash deposits can be made at a PayPoint or a Post Office branch free of charge per month, after this there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 every 6 months. Terms and conditions may apply.
To see a full list of features and benefits, visit the provider's website.
-
Barclays - Young Person's Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£12.50
To see a full list of features and benefits, visit the provider's website.
-
Virgin Money - Club M Account
General account infoi
Maintaining the account
£12.50 per month
The monthly charge is £12.50. This charge is set by the insurance providers of the incentives on this account therefore no monthly fee is payable while the insurance benefits are turned off.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.75
- Example - £500 overdrawn for 30 days
- £7.51
- Example - £500 overdrawn for 60 days
- £15.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of up to £4.00 per item; fees subject to a maximum of £20.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen, for all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Ulster Bank - Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Barclays - Higher Education Account
General account infoi
Maintaining the account
£0 per month
There is no monthly charge for this account. However other insurance packs and Blue Rewards scheme are available with a monthly charge payable up to £22.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
No debit card replacement fee. A temporary debit card would cost £12 and a personalised debit card £10.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£12.50
- Replacement or additional PINsentry card reader £6.
To see a full list of features and benefits, visit the provider's website.
-
Monzo - Monzo Max with Family
General account infoi
Maintaining the account
£22 per month
There is a monthly charge of £22.00 to have this account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
A debit card replacement fee of £5.00 applies per card, including if the card is lost or stolen. No fee if the card expires, is faulty or is taken by an ATM.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £1,000
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- 3 free cash deposits can be made at any PayPoint free of charge per month, after this there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 every 6 months. Terms and conditions may apply.
- Cash deposits can be also be made at any Post Office branch, there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 every 6 months. Terms and conditions may apply.
To see a full list of features and benefits, visit the provider's website.
-
Smile - Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £8 / £13 - £35
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£5
To see a full list of features and benefits, visit the provider's website.
-
HSBC - MyAccount
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Metro Bank - Cash Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
Unavailable
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
To see a full list of features and benefits, visit the provider's website.
-
Nationwide Building Society - FlexAccount
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.37
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £15
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Ulster Bank - Adapt Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Revolve Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Monzo - Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
A debit card replacement fee of £5.00 applies per card unless: at least £500 every 35 days is paid into the account and one active direct debit is on the account, or a DWP or Department for Communities payment is paid into the account every 35 days, or a student loan is paid into the account every 8 months, in which case there are 2 free card replacements in the UK. If the customer is a victim of fraud, the card is stolen or it expires then there is no charge.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £400
- £ cost per transaction
- £0
- % cost per transaction
- 3%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £1,000
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Cash deposits can be made at any PayPoint or Post Office branch, but there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 ever 6 months. Terms and conditions may apply.
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Premier MyAccount Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Starling Bank - Current Account
General account infoi
Maintaining the account
£0 per month
There is no charge for having a Personal Current Account or Joint Current Account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.35
- Example - £500 overdrawn for 30 days
- £5.81
- Example - £500 overdrawn for 60 days
- £11.62
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
There may be a fee of £5.00 where a replacement debit card is requested in the UK, but if lost or stolen overseas, the charge is £10.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- A certified paper statement is available, the charge is £20 per request.
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Reward Silver Ex/C
General account infoi
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Reward Platinum Ex/C
General account infoi
Maintaining the account
£20 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Bank Account Pay Monthly
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.10
- Example - £500 overdrawn for 30 days
- £13.29
- Example - £500 overdrawn for 60 days
- £26.59
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Danske Bank - Danske Reward
General account infoi
Maintaining the account
£2 per month
Minimum monthly deposit
The minimum monthly deposit required is £1000. The customer will receive £5.00 a month if, in the previous month: At least £1,000 has been paid in, the account holder has completed a minimum of 8 Debit Mastercard transactions (not including ATM transactions or credits to the account); and receives digital statements. Terms and conditions may apply.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £27.98
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £4.50 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£6
Debit card replacement fee is £6.00 when ordered in a branch or by calling Customer Direct. If ordered via eBanking or mobile app the charge is £4.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
To see a full list of features and benefits, visit the provider's website.
-
UBL UK - ACE Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of up to £5.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £25 / £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £20
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
- Cheques paid in returned unpaid - £5.
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Silver Account
General account infoi
Maintaining the account
£10 per month
10.00 If £4,300 or more is paid in during the month into a sole bank account, or £5,500 or more if the account is a joint account, or if savings of £75,000 or more are held in qualifying accounts with the Bank for the whole month, a £2 discount on the monthly charge will apply. The discount will be applied in the following month after the month in which the customer qualifies e.g. if the customer qualifies in December, the discount will apply in January. Terms and conditions apply.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Platinum Account
General account infoi
Maintaining the account
£21 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Barclays - BarclayPlus
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
Unavailable
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Graduate Bank Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Revolut - Premium
General account infoi
Maintaining the account
£7.99 per month
A monthly charge of £7.99 applies, £80 per year if paid annually.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
The first and second Revolut card are issued free and the customer also receives one free card replacement each subsequent year. Other than this, a fee of £10 is payable per card issued.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £400
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Kroo - Current Account
General account infoi
Maintaining the account
£0 per month
There is no monthly service charge.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
If the account card is lost, the first two replacement cards are free, third and subsequent replacement cards in a 12 month period are charged at £5.00 per card.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Platinum Account
General account infoi
Maintaining the account
£21 per month
21.00 If £4,300 or more is paid in during the month into a sole bank account, or £5,500 or more if the account is a joint account, or if savings of £75,000 or more are held in qualifying accounts with the Bank for the whole month, a £5 discount on the monthly charge will apply. The discount will be applied in the following month after the month in which the customer qualifies e.g. if the customer qualifies in December, the discount will apply in January. Terms and conditions apply.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
Suits Me - Suits Me Premium
General account infoi
Maintaining the account
£4.97 per month
There is a monthly account management fee of £4.97.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
A fee of £5.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£5
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.18 / £3.26
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.25
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.43 / £3.79
Learn more?
Paymentsi
Direct debit
£0.60
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £1.09
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Additional card fee £5.00
- Account to account transfer £0.60
- PayPoint load fee £1.29 plus 2.6%
- ATM balance enquiry £0.24
- Standing order set up fee £0.60
- Direct Debit Collection Fee £0.60
- Unpaid Direct Debit fee £5.00
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Club Lloyds
General account infoi
Maintaining the account
£0 per month
There is no monthly charge. If the minimum monthly deposit is not made, a default monthly fee of £3.00 will be charged.
Minimum monthly deposit
The minimum monthly deposit is £2000.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.04
- Example - £500 overdrawn for 30 days
- £8.94
- Example - £500 overdrawn for 60 days
- £17.98
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Bank Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.10
- Example - £500 overdrawn for 30 days
- £13.29
- Example - £500 overdrawn for 60 days
- £26.59
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Santander - Basic Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Punjab National Bank (International) Ltd - Current Account
General account infoi
Maintaining the account
£0 per month
There is no monthly charge. If an average balance of £250 is not maintained each quarter then a maintenance charge of £10 is payable.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £15.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£10
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £3
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £25 / £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£10
- £10 - cheques deposited but returned unpaid (unpaid inwards).
To see a full list of features and benefits, visit the provider's website.
-
Halifax - Student Current Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Halifax - Expresscash
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
TSB - Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
Free for lost or stolen cheques, otherwise there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Ulster Bank - Foundation Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Premier Select Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Graduate Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Triodos Bank - Triodos Current Account
General account infoi
Maintaining the account
£3 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.60
- Example - £500 overdrawn for 30 days
- £6.85
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.25
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.25
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no stopped cheque charge.
To see a full list of features and benefits, visit the provider's website.
-
HSBC - Premier
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Foundation Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Revolut - Standard
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£5
£5.00 per replacement card issued.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £200
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- 0.50% for any spending abroad however first transfer, each month, is free.. A flat percentage mark up on top of the interbank exchange rate may also apply at weekends and to certain currencies.
To see a full list of features and benefits, visit the provider's website.
-
Barclays - Basic Current Account
General account infoi
Maintaining the account
£0 per month
0.00 Other insurance packs are available with a monthly charge payable up to £22.50.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
No debit card replacement fee. A temporary debit card would cost £12 and a personalised debit card £10.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Replacement or additional PINsentry card reader £6.
To see a full list of features and benefits, visit the provider's website.
-
Santander - Private Current Account (v2)
General account infoi
Maintaining the account
£5 per month
There is a monthly charge of £5.00. This fee will not be charged until the account has had a credit of at least £1,500 and set up two active direct debits.
Minimum monthly deposit
A minimum monthly deposit of £1500 is required to receive any cashback or interest, together with two active direct debits, on this account.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
- Weekly statements £1.50 per month.
To see a full list of features and benefits, visit the provider's website.
-
Ulster Bank - Private Current Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Cashplus Bank - Activeplus
General account infoi
Maintaining the account
£5.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£5.95
Replacement fee
£5.95
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £15
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
Not applicable.
- 20 free Electronic Transfers (Faster Payments) per month after that there is a £0.99 fee.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
- Paying in with Cash at UK Post Offices - 0.5% (£3 minimum) fee will apply to the total amount paid in.
To see a full list of features and benefits, visit the provider's website.
-
Lloyds Bank - Graduate Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Danske Bank - Danske Standard
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
A fee of £1.50 is incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£7
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- A statement showing a list of recent payments to and from the account, often requested for legal or tax purposes: £3 per statement.
- A printout of recent payments to and from the account: £3 for each printout.
To see a full list of features and benefits, visit the provider's website.
-
NatWest - Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
Halifax - Smart Spending Account Ex/C
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
To see a full list of features and benefits, visit the provider's website.
-
Bank of Scotland - Student Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
To see a full list of features and benefits, visit the provider's website.
-
Revolut - Plus
General account infoi
Maintaining the account
£3.99 per month
A monthly charge of £3.99 applies, £40 per year if paid annually.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit cardi
Issue fee
£0
Replacement fee
£0
The first and second Revolut card are issued free and the customer also receives one free card replacement each subsequent year. Other than this, a fee of £10 is payable per card issued.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- £200
- £ cost per transaction
- £0
- % cost per transaction
- 2%
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- 0.50% for any spending abroad however first transfer, each month, is free.. A flat percentage mark up on top of the interbank exchange rate may also apply at weekends and to certain currencies.
To see a full list of features and benefits, visit the provider's website.
-
Cumberland - Freedom Apprentice Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £3.00 per item; fees subject to a maximum of £27.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
Replacement lost card and PIN at the same time is £7.50. Replacement card or PIN on their own is £5.00.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £12 / £20
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £60
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no fee to cancel a cheque.
- Cheque book - £5 per cheque book.
To see a full list of features and benefits, visit the provider's website.
-
Royal Bank of Scotland - Premier Reward Black Ex/C
General account infoi
Maintaining the account
£31 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another RBS current account or savings account that is held by the customer. If this condition is not met, RBS may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
-
First Direct - 1st Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.63
- Example - £500 overdrawn for 30 days
- £7
- Example - £500 overdrawn for 60 days
- £13.99
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £5 / £5
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no fee to cancel a cheque.
To see a full list of features and benefits, visit the provider's website.
-
Monzo - Current Account (16/17 yrs)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
2 free card replacements in the UK are permitted per account per year; further card replacements in a year are subject to a £5 charge. If the customer is a victim of fraud, the card is stolen or it expires then there is no charge.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £1,000
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- Cash deposits can be made at any PayPoint or Post Office branch, but there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 ever 6 months. Terms and conditions may apply.
To see a full list of features and benefits, visit the provider's website.
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Monzo - Monzo Max
General account infoi
Maintaining the account
£17 per month
There is a monthly charge of £17.00 to have this account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
A debit card replacement fee of £5.00 applies per card, including if the card is lost or stolen. No fee if the card expires, is faulty or is taken by an ATM.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £1,000
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- 3 free cash deposits can be made at a PayPoint or Post Office branch free of charge per month, after this there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 every 6 months. Terms and conditions may apply..
To see a full list of features and benefits, visit the provider's website.
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AIB (NI) - Graduate Bank Account
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
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Lloyds Bank - Club Lloyds Platinum Account
General account infoi
Maintaining the account
£21 per month
A monthly charge of £21.00 is payable. If the minimum monthly deposit is not made, a default monthly fee of £3.00 will be charged. If £4,300 or more is paid in during the month into a sole bank account, or £5,500 or more if the account is a joint account, or if savings of £75,000 or more are held in qualifying accounts with the Bank for the whole month, a £5 discount on the monthly charge will apply. The discount will be applied in the following month after the month in which the customer qualifies e.g. if the customer qualifies in December, the discount will apply in January. Terms and conditions apply.
Minimum monthly deposit
The minimum monthly deposit is £2000.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.04
- Example - £500 overdrawn for 30 days
- £8.94
- Example - £500 overdrawn for 60 days
- £17.98
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
There is no charge for a stopped cheque.
To see a full list of features and benefits, visit the provider's website.
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Ulster Bank - U First Gold Account Ex/C
General account infoi
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
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NatWest - Premier Reward Black Ex/C
General account infoi
Maintaining the account
£31 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdraftsi
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Learn more?
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.55 per item; fees subject to a maximum of £1.55 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£0
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Learn more?
Other fees and chargesi
Cancelling a cheque
£0
To see a full list of features and benefits, visit the provider's website.
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Starling Bank - Teen Bank Account (16/17 yrs)
General account infoi
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdraftsi
Arranged overdraft
Unavailable
Unarranged overdraft
Learn more?
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit cardi
Issue fee
£0
Replacement fee
£5
There may be a fee of £5.00 where a replacement debit card is requested in the UK, but if lost or stolen overseas, the charge is £10.
Payment in pounds
£0
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Learn more?
Cash withdrawalsi
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
Learn more?
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Learn more?
Paymentsi
Direct debit
£0
Standing order
£0
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Learn more?
Other fees and chargesi
Cancelling a cheque
Unavailable
- A certified paper statement is available, the charge is £20 per request.
To see a full list of features and benefits, visit the provider's website.
General Account Info
Maintaining the Account
The account provider operates the account for use by the customer. Some accounts charge a monthly or annual fee that covers your banks costs for running your account.
Find out more about maintaining the accountMinimum monthly deposit
Some accounts require that you put in a certain amount each month. If you are unable to do so, you may be charged a fee or you may be moved onto another account.
Overdrafts
Arranged Overdraft
The account provider and the customer agree in advance that the customer may borrow money when there is no money left in the account. The agreement determines a maximum amount that can be borrowed, and whether fees and interest will be charged to the customer. There are usually further charges for going over that limit. It’s up to your bank or building society to decide if they’ll accept your overdraft, and different providers will have different rules.
Find out more about arranged overdraftUnarranged overdraft
The customer borrows money when there is no money left in the account (or when the customer has gone past their arranged overdraft limit) and this has not been agreed with the account provider in advance. Fees can be daily, weekly, or per transaction, but are normally limited to a maximum amount per month.
Find out more about unarranged overdraftRefusing a payment due to lack of funds
The account provider refuses a payment from the customer's account because there is not enough money in it (or it would take the customer past their arranged overdraft limit). You may have to pay a fee for every time this happens.
Find out more about refusing a payment due to lack of fundsAllowing a payment despite lack of funds
The account provider allows a payment to be made from the customer's account although there is not enough money in it (or it would take the customer past their arranged overdraft limit). Fees charged for permitting this transaction can be daily, weekly, or per transaction, but are normally limited to a maximum amount per month.
Find out more about allowing a payment despite lack of fundsDebit card
Debit card issue fee
The account provider charges for the original issue of a debit card
Debit card replacement fee
The account provider charges for replacing lost or stolen debit cards
Debit card payment in pounds
The customer uses their debit card to make a payment in pounds. This can be in a shop, online or over the phone.
Debit card payment in a foreign currency
The customer uses their debit card to make a payment in foreign currency. This can be in a shop, online or over the phone.
Cash withdrawals
Cash withdrawals in pounds in the UK
The customer takes cash out of the customer's account in pounds at a cash machine, bank or Post Office in the UK. Cash machines may make charges in addition to any charges from the account provider.
Cash withdrawals in a foreign currency outside the UK
The customer takes cash out of the customer's account in foreign currency at a cash machine or, where available, at a bank outside the UK. Cash machines may make charges in addition to any charges from the account provider.
Payments
Direct debit
The customer permits someone else (recipient) to instruct the account provider to transfer money from the customer’s account to that recipient. The account provider then transfers money to the recipient on a date or dates agreed by the customer and the recipient. The amount may vary.
Standing order
The account provider makes regular transfers, on the instruction of the customer, of a fixed amount of money from the customer's account to another account.
Sending money within the UK
The account provider transfers money, on the instruction of the customer, from the customer's account to another account in the UK. Many banks now use Faster Payments for transferring money, which makes payments available quickly, usually within a few hours. CHAPs payments are usually settled on the same business day they are submitted, providing the payment is made with the bank before 3pm, and carry a transaction cost. They tend to be used for higher-value time-sensitive payments.
Sending money outside the UK
The account provider transfers money, on the instruction of the customer, from the customer's account to another account outside the UK. If the money needs to arrive sooner, the fee will be higher. Fees might also be higher depending on the country or bank being sent to.
Find out more about sending money outside the ukReceiving money from outside the UK
When money is sent to the customer's account from outside the UK. Fees might be higher depending on the country or bank money is being sent from.
Other fees and charges
Cancelling a cheque
Charges applied when the customer asks the account provider to cancel a cheque that the customer has written.
Account type
Standard current accounts
- Default bank account for everyday banking.
- Suitable for the majority of people.
- Usually includes overdrafts, debit cards, cash withdrawals etc.
Fee-free basic bank accounts
- Designed for people with a poor credit score and cannot qualify for a standard current account.
- Similar features to current accounts.
- Do not include overdrafts.
Student accounts
- Only available to full-time students or apprentices.
- Often come with incentives like railcards or cashback.
- Often offer interest free overdrafts.
Graduate accounts
- Only available to graduates.
- Often come with incentives like travel insurance.
- Designed to support a transition from the interest free overdrafts of student accounts.
Premium accounts
- Designed for high income customers.
- Generally have strict qualifying criteria.
- Often include rewards and incentives.
E-money accounts
- Designed to be used online and with smartphones.
- Often include budgeting tools.
Packaged accounts
- Come with extra benefits like insurance, cashback and reward points
- You’ll often need to pay a monthly fee.
Feature type
Overdraft facilities
- Accounts that let you temporarily use more money than is in the account. Note that overdrafts are offered based on your circumstances.
No monthly fee
- Accounts that don’t require you to pay a charge each month to maintain the account.
Walk-in branches
- Accounts from banks that have high-street branches.
Post-office banking
- Accounts that let you bank through a post office.
Open to new customers
- Accounts that are available to new customers. You don’t have to already have a different type of account with the bank to apply for these accounts.
Cheque books available
- Accounts where a cheque book is given or available upon request.
Supports 7-day switching
- Accounts that allow you to switch over all Direct Debits and standing orders from your old account to the new one automatically within 7 days.
Mobile app available
- Accounts from banks that offer mobile apps.
No UK address required
- Accounts that do not require a UK address in order for you to open the account.